You rely on your insurance company during some of the most trying times in life—floods, fires, hospitalizations, car accidents, and the death of a family member, among others. After faithfully paying the premiums for your insurance policy, you have every right to expect that your insurer will honor the terms of that policy and provide you with financial relief when you are at your most vulnerable. Sadly, some insurance companies do everything they can to limit their own losses, leaving policyholders and their families to suffer.
We want you to know that you don’t have to stand for this kind of unethical and illegal practice.
If your insurer has failed to honor their obligations, speak with one of the insurance bad faith attorneys at Evans Moore, LLC, about the legal action available to you.
Our legal team possesses the resources and the experience to help anyone in South Carolina pursue financial compensation when their insurers fail to act in good faith, including cases involving the following:
Throughout the legal process, both Scott C. Evans and James B. Moore III will work on your case, drawing upon their respective experience to help you develop a more comprehensive legal strategy. Call Evans Moore, LLC, today and let us start working on your case.
There are a few telltale signs of bad faith practices that everyone should be conscious of when dealing with their insurance company. The most common and obvious bad faith tactics that insurance companies use include immediately denying a claim or simply refusing to investigate a claim. This is often followed by the insurer failing to provide any explanation of why they refused or denied the claim. Some bad faith insurance practices are more subtle and hard to detect, like taking an unreasonable amount of time to respond to a claim, improperly citing laws to lessen a settlement, and refusing to negotiate a settlement. If you have recognized any of these practices when dealing with your insurance company, you may want to hire an attorney to investigate for possible insurance bad faith.
You should never allow your insurance company to take advantage of you. If you think you have detected bad faith practices, you should begin to gather information and document all interactions with your adjuster. It is important to note the date of your interactions and be as detailed a possible in your descriptions. Next, you should contact a skilled insurance bad faith attorney as soon as you can. An experienced lawyer will be able to help you through the process of bringing a bad faith lawsuit against your insurer. Bad faith cases may seem daunting and complicated, but having the right lawyer on your side will make the process much easier.
In an insurance bad faith case, you may be able to recover both economic and non-economic damages. Economic damages would cover the benefits you are entitled to receive under your insurance policy. Non-economic damages refer to any emotional or financial distress that has caused you to suffer. In some extreme cases, punitive damages may be rewarded if the jury believes the insurer has acted in a particularly egregious manner.
At Evans Moore, LLC, our legal team is committed to protecting the rights of insurance policyholders living in the Charleston, Georgetown, or anywhere else in the state. To discuss the particulars of your situation with one of our insurance lawyers, please call our offices at (843) 995-5000 today.