South Carolina Reduced Claims Lawyers

When you enter into an insurance agreement, you pay a premium fee for peace of mind and the assurance that you have coverage in the event of a disaster. Knowing that you have financial protection against unforeseeable accidents or an unanticipated problem makes many policyholders feel more at ease. You reasonably expect your insurance company to live up to their end of the bargain if you are in a car accident, hospitalized, or coping with the death of a loved one. However, some insurance companies betray their clients’ trust by failing to follow through with their obligations. Every year, companies that attempt to reduce their claim payout cheat far too many people out of the money they deserve. People who counted on their insurance policies to cover them end up struggling with debt and wondering why.

Thankfully, South Carolina law forbids insurance companies from unjustly reducing their clients’ claims. The bad faith insurance lawyers at Evans Moore, LLC deeply sympathize with victims of these dishonest insurance companies, but our legal team is confident that the law can hold cheating businesses accountable. Victims of bad faith insurance have legal recourse and can even earn damages that are worth more than their original claim.

Some Signs of Reduced Claim Bad Faith

Victims of reduced claim bad faith insurance can feel completely helpless. After all, the insurance company did cover some of the costs—just not as much as promised. Can you really hold the company legally responsible if they provided you with money? South Carolina law says absolutely. While unjustly or unreasonably denying a claim is a much more obvious sign of bad faith, companies are also not allowed to pay you less than they should.

However, reduced claim bad faith can be difficult for the average person to spot. Victims are left in doubt, assuming that the company must be right and they must be wrong. Knowing some of the signs of bad faith insurance can help you protect yourself. A few examples include:

  • The insurance company pays you less than their contract specifies
  • The company does not clearly or promptly explain their reasoning for your payment amount
  • Your claim feels rushed and not properly investigated
  • The company requests large amounts of documentation not mentioned in their contract
  • Your insurance company advises you against hiring a lawyer

For the average person, bad faith insurance practices can be difficult to assess, especially if the company is at least paying you some amount of money. If you feel unsure or uneasy about the low payout of your claim, you should consult with a bad faith insurance lawyer.

Contact Us

A legal professional can help you decide whether your particular situation might involve bad faith insurance. The lawyers at Evans Moore, LLC are ready to bring their knowledge and experience to bear on your situation. Call us at (843) 995-5000 to discuss the specifics of your case and learn about your legal options.



Marnie H.

My attorney James Moore goes the extra mile for clients and I highly recommend Mr Moore. He is always available for his clients.


Honest and dedicated.


Amazing attorneys who will work very hard to make sure justice is served and that everything runs as smoothly as possible.


I recently retained Mr. James Moore to represent me in an accident involving a trucking company. He settled the case in a timely and professional manner, and i couldn’t be more pleased with the outcome. I would recommend him and the firm, with the highest regards, to anyone needing legal representation.


God Bless James Moore & Scott Evans for the work they do – fighting for those that cannot speak for themselves, those that are pushed aside and thrown away, those that do not have a voice, those that are true victims.


James and Scott’s personal attention and responsiveness are attributes that made them really stand out. Their preparedness and dedication to a favorable outcome was exceptional. They are both genuinely good people who care for the well-being of their clients.


Professional while also being engaging. Walked family through tough experience and was knowledgeable calming voice. Very glad we hired.

Jenn (on behalf of her father)

After suffering a tragic loss, I went to several law firms looking for someone to help with some sort of settlement from the family of the person who caused the loss. After having the door shut in my face, countless times I met with James and Scott, who agreed to take the case to see what he could do. Each time , throughout the process I called the office, no matter who I spoke to or why I called, everyone made me feel like a valued client. I am grateful for the Evans Moore law firm and will recommend them to anyone who would find their representation useful.


Scott Evans handled cases for my daughter and me in the last few years with great results. He is professional, knowledgeable, caring and provides comfort for his clients during their hard times. Office staff at Evans Moore is terrific, always helpful when I called and a great asset to the firm. Should i need legal help in the future I will call Evans Moore.


I retained James Moore of Evans Moore Law firm in regards to traffic accident in which I was involved. The expert advice, legal support and personal attention Mr. Moore provided during a stressful time and unfavorable situation was unparalleled. Not only was the issue resolved swiftly, but Mr. Moore went out of his way to keep me updated on all matters during the process. The next time I’ll need to call ‘my lawyer,’ as they say, I’ll know exactly who to call. Thanks again to Mr. Moore and the entire Evans Moore Law Firm for your support!